We make Pawn Loans simple

Pawning simply means bringing an item of value to leave with us as collateral for a short term loan. From phones to gold, we loan on a huge range of items to help make what you want possible. The amount that we offer you is determined in part by the value of the item you're pawning. The more valuable the item, the more we can typically offer you. Repay the loan, or extend month by month, until you are ready to pick up your item.

Pawn - Instant Icon


Get cash on the spot for your items of value.

Pawn - Easy Icon


Our agreement is simple and fair.

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Your items will be kept safe until you've paid your loan back.


  • No establishment fee
  • Loan amounts from $50 to $5 million
  • No fixed loan payments
  • Extend your loan term as needed
  • You need to be 18+ with photo ID


Vehicle pawns now available

We offer pawn loans on cars, motorbikes, jetskis, boats, caravans and more. We keep your high value vehicle safe and secure until you're ready to pick it up.

Now available at all stores in Auckland, Christchurch and Hastings.

Contact Darren for more information | M: 022 107 5788 | E:


Smaller fees for larger pawns

Unlock the value of your items and save more on fees when you borrow more.

AmountMonthly Fee
Up to $200035%
$2001 - $500020%
$5001 - $1000015%
$10001 - $5000010%
$50001 - $5MBy Agreement

Monthly fees are based on the amount you borrow. When you’ve repaid your Pawn you can collect your items!

Frequently asked questions

Below are some of our most frequently asked questions about our Pawn Loans. If you can't find an answer to your question, feel free to contact your nearest Cash Converters store and they'll be more than happy to answer any of your Pawn Loan related questions.

Yes. Simply make a payment (or payments) of at least one month's fee to extend the term month by month. You can extend as many times as you choose.

To find out how much you might get for your item, head in-store and chat with our friendly staff, or request an online quote.

Here's our simple formula that we use to help determine how much we can offer you.

Pawn - Value Diagram


Are there any damages, scratches or dirt? Is the item fully working? We prefer items in full working condition with as little damage as possible. The better the condition your item is in, the more we can offer you.


How old is your item and have you already used much of its value? Typically, newer items are more valuable as they meet current demands of today's customers. Generally, the newer an item is, the more we can offer you.


How popular is the item and how easily can we sell it? Items that have a large customer base have higher appeal. They are easier to sell which means we are more likely to want your item and the more we can offer you.

Yes. Speak with our friendly in-store staff to find out more. We also offer CC Private for discrete, secure loans up to $5 million.

Contact Jason for more information | M: 021 192 2408 | E:

Pawn Loan Agreement

Our Pawn Loan is simple to understand. To show you just how simple it is, you can view a sample of our standard form Pawn Loan Agreement here. If something doesn't make sense or you have a question, feel free to contact us and we'll be more than happy to help.