BE MORE THAN AN OWNER...
Become a Cash Converters Franchise Owner.
BE MORE THAN AN OWNER...
Become a Cash Converters Franchise Owner.

Franchise opportunities

Be more than just another business owner, become a Cash Converters Franchise Owner.

When you own a Cash Converters franchise, you own a business backed by proven systems and products, and you instantly benefit from an internationally recognised brand. You become part of the world’s largest second-hand dealer and New Zealand’s market leader in pawnbroking.

Locations available:

A global brand

Cash Converters is an internationally recognised brand that has over 600 stores throughout 15 countries. A lot of time and effort has gone into developing the brand across the globe. Here in New Zealand we have invested significantly into the familiar name that everyday Kiwis know and love.

Cash Converters store

Cash Converters is a unique business. Our stores are not simply a retail store, a pawnbroker or a lender – they’re all three in one.

The Cash Converters business provides customers with a range of options to help them get on with their lives, all in one convenient location.

  • Pawnbroking – a short-term cash loan against quality goods
  • Buying quality second hand goods
  • Selling quality second hand goods, both in-store and online
  • Personal Loans – unsecured loan from $500 up to $5,000, with terms of 3 to 24 months

We understand that location is important; which is why we’ll help you find the perfect spot for your store that provides great visibility, ample parking nearby, and meets the size and layout criteria that works for our stores. 

To find out more on this opportunity, enquire now.

Training and support

The Cash Converters franchise support team is committed to providing you with appropriate and timely support. 

Well before you commence trading, the franchise support team will be involved in helping you to understand our business and software, assisting with recruitment initiatives, developing local marketing plans, and providing regular updates on your store fit out.

Cash Converters is unique and your participation in our training programme will be key to your success. There is a lot to learn, so we offer new Franchise Owners up to 13 weeks of training in our
company store network before your store opens. The duration of your training is dependent on your experience, however we require a minimum of 6 weeks’ in-store training to ensure you are confident in all store operations.

To start you off on the right foot we have developed training for:

  • Pawnbroking
  • Buying second-hand goods
  • Inventory management
  • Personal Loans – short to mid-term unsecured lending
  • Retailing second hand goods
  • Operating relevant software

After your initial training, one of our experienced support team will be on site for your opening day, and will visit regularly to make sure you have the help you need for a successful store.

Throughout the ownership of your Cash Converters store, we will provide continuous support and updates through performance reporting, regular store visits, open and constant communication, regular franchise owners meetings, and involvement with national activities, to name a few.

Frequently asked questions about being a Cash Converters Franchise Owner

If you can’t find an answer below to your question, feel free to contact us and we’ll be happy to answer any of your franchising related questions.

The performance can vary for each store which ultimately affects the earning capacity however there are some key components to success we have finely tuned over many years. Following our systems and practices will greatly improve your chance of success and of course being actively involved on a daily basis will ensure you have good control over the critical components.


Starting any new business comes with an element of risk; we believe that risk is reduced by being involved with a strong brand that has excellent future prospects and state of the art systems.

Yes, most of our existing franchisees are multiple store owners. We consider this a good endorsement of the brand.

Being new to our business is not a barrier, we will provide comprehensive in-store training.

Yes, being involved in your store operation is one of the keys to success.

The franchise fee is $80k for an eight-year term.


There are initial set up and ongoing costs, please contact us for more details on your investment.

Generally, our stores trade Monday to Sunday 9.00am to 5.30pm and public holidays 9.00am to 5.00pm.

Application process

  • Review all of the information on our web site
  • Fill in the application request form
  • We will contact you to discuss further and share some more information
  • Arrange face-to-face meeting
  • Pay franchise fee deposit – $20k
  • Review the documentation and seek advice
  • We will arrange another meeting and visit some stores together
  • Pay the balance of your franchise fee and sign the documentation
  • Your induction commences
    • In store training
    • Business planning
    • Store build plan
    • Store opening plan
  • Your store opens!

Franchise Enquiry