Franchise Opportunities

Be more than just another business owner, become a franchisee.

When you own a Cash Converters franchise, you own a business backed by proven systems and products, and you instantly benefit from an internationally recognised brand. You become a part of the world’s largest second-hand dealer and the market leader in short-term credit.

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Constantly improving

Cash Converters has been in New Zealand for over 25 years and we’re not stopping there. We’re constantly innovating our products to meet the demands of our customers and improving our processes to ensure we remain at the top of the second-hand dealing and short-term lending markets.

Locations available

A global brand

Cash Converters is an internationally recognised brand that has presence in over 16 countries across 700 stores. A lot of time, effort and work has gone into developing the brand internationally and in New Zealand, we have invested a significant amount of money and resource into creating the well-known brand that Kiwis know and love today.


Cash Converters stores

Cash Converters is a unique business and as a unique business, we have unique stores. A Cash Converters store is not just a games shop, a music shop, an electronics shop, a pawnbroker or a bank – it’s all of them in one.

The Cash Converters business offers multiple income streams in one convenient location. Your store will provide customers with a range of options to help them get on with their lives.

  • Buying quality second hand goods
  • Selling quality second hand goods in-store and online
  • Pawnbroking – a short-term cash loan against quality goods
  • Personal Loans – an unsecured cash loan from $500 up to $5,000 repaid over 3 to 24 months

We understand that location is important and that’s why we help you find the perfect location for your store that provides great visibility, ample parking nearby and meets the tried and tested size and layout that has worked for all of our stores.

To find out more on this opportunity, enquire now.

Training and support

The Cash Converters franchise support team is committed to providing you with appropriate and timely support.

Well before you have commenced trading, the franchise support team will be involved in helping you understand our business and software, assisting with recruitment initiatives in your area, developing local marketing plans and providing regular updates on your store fit out.

Cash Converters is unique and your participation in our training program will be key to your success. There is a lot to learn so we offer new franchisees up to 13 weeks of training in our corporate store network before your store opens. The duration of your training is dependent on your experience. We require a minimum of 6 weeks in-store training to ensure you are confident in all store operations.

To start you off on the right foot we have developed training for:

  • Buying second-hand goods
  • Pawnbroking
  • Personal Loans - short-mid term unsecured lending
  • Retailing second hand goods
  • Inventory management
  • Store operating software operation

You can complete some of these modules online at your leisure prior to your in-store training commencing, however we cover all of these modules in detail during your in-store experience and provide you with ‘real’ exposure to what it’s like to own, operate and manage a Cash Converters store.

After your initial training, one of our experienced support personnel will be on site for your opening day and will visit regularly to make sure you have the support you need to make your store succeed.

Throughout the ownership of your Cash Converters store, we will provide continuous support and updates through performance reporting, regular store visits, open and constant communication, regular franchise owners meetings and involvement with national activities, to name a few.


Below are some of our most frequently asked questions about owning a Cash Converters franchise.

If you can't find an answer below to your question, feel free to contact us and we'll be happy to answer any of your franchising related questions.

The performance can vary for each store which ultimately affects the earning capacity however there are some key components to success we have finely tuned over many years. Following our systems and practices will greatly improve your chance of success and of course being actively involved on a daily basis will ensure you have good control over the critical components.

Starting any new business comes with an element of risk; we believe that risk is reduced by being involved with a strong brand that has excellent future prospects and state of the art systems.

Yes, most of our existing franchisees are multiple store owners. We consider this a good endorsement of the brand.

Being new to our business is not a barrier, we will provide comprehensive in-store training.

Yes, being involved in your store operation is one of the keys to success.

The franchise fee is $80k for an eight year term.

There are initial set up and ongoing costs, please contact us for more details on your investment.

Generally our stores trade Monday to Saturday 9.00am to 5.30pm, Sunday’s and public holidays 9.00am to 5.00pm.

Application process

(High level)
  • Review all of the information on our web site

  • Fill in the application request form

  • We will contact you to arrange a face to face meeting

  • Pay franchise fee deposit - $20k

  • Review the documentation and seek advice

  • We will arrange another meeting and visit some stores together

  • Pay the balance of your franchise fee and sign the documentation

  • Your induction commences

    • In store training

    • Business planning

    • Store build plan

    • Store opening plan

  • Your store opens!